Main Features
| Feature Title | Feature Description |
| Welcome Bonus | Up to 55,000 Avion points (Max travel value of $1,100 / up to 3 round trip flights). 35,000 on approval + 20,000 after spending $5,000 in first 6 months. |
| Offer Deadline | Apply by June 15, 2026 |
| Point Flexibility | Redeem points on any flight, anytime, on over 500 airlines. No blackouts or seat restrictions. |
| Add On Cards | You can get add-on cards for family members for an additional fee. |
| Insurance | Extensive options available including emergency medical, travel accident, and trip cancellation. |
| Digital Wallet | Yes (Apple Pay, Google Pay, etc.) |
| Visa Infinite Perks | Concierge service, Visa Infinite Hotel Collection, Dining Series, and Wine Country benefits. |
RBC Avion Visa Infinite Earning Features
| Earning Feature | Benefit |
| Travel Related Purchases | 1.25 Avion points per $1 spent |
| All Other Eligible Purchases | 1 Avion point per $1 spent |
| Petro-Canada Bonus | Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points when linked |
| Rexall Bonus | Earn 50 Be Well points on every $1 spent when linked |
| Points Expiry | Avion points never expire |
RBC Avion Visa Infinite Card Fees and Charges
| Fees Title | Fees You Need To Pay |
| Annual Fee | $120 |
| Add On Fees | $50 per additional card |
| Purchase Rate | 20.99% |
| Cash Advance Rate | 22.99% |
RBC Avion Visa Infinite Limits and Requirements
| Limit Title | Limit Description |
| Minimum Personal Income | $60,000 |
| Minimum Household Income | $100,000 |
| Credit Limit | Assessed and Determined by RBC |
| Points Value Conversion | 100 points = $1 (For non-flight travel expenses) |
Point Earning Exclusions and Drawbacks
Please note that you will not earn points on absolutely every transaction. The rbc royal bank visa infinite avion has standard industry exclusions. Here is a list of categories that generally do not qualify for point accumulation. If you make a payment using the rbc visa infinite avion in these categories, you will not receive points:
- Cash advances
- Balance transfers
- Cash-like transactions (travelers cheques, money orders)
- Interest charges and credit card fees
- Casino chips and gaming transactions
Furthermore, a significant drawback to keep in mind is that this premium card can impose higher card acceptance costs on merchants, meaning some smaller independent shops may not accept it.
RBC Avion Visa Infinite’s Payment Options
When it comes to payment options, managing your rbc avion visa infinite card is highly convenient. The most important and useful of them are:
- RBC Mobile App (Award-winning app featuring NOMI insights)
- RBC Online Banking
- Auto debit from an RBC checking account
- Telephone banking
- Over-the-counter at RBC Royal Bank branches
- Third-party online payment platforms
Giving the NOMI-enabled Mobile app as a payment and tracking option makes financial management much easier for people.
Eligibility for the RBC Avion Visa Infinite
While this is an incredibly popular card, there are a few things you should consider regarding the rbc visa avion infinite. Firstly, to apply for this premium tier, you must meet the strict income thresholds: a minimum personal income of $60,000 or a minimum household income of $100,000.
To apply for the rbc avion infinite visa, you must have a good-to-excellent credit score, a stable job or income, and be the age of majority in your province.
How to Apply
Applying for the card is very easy. You can apply directly through the RBC website, through the RBC mobile app, or by visiting a branch. If you want to take advantage of the 55,000 points welcome offer, ensure you apply by the June 15, 2026 deadline.
Things you must know about the RBC Avion Visa Infinite
While many people apply for the credit card looking at just the flights and rewards, there is some crucial information that they entirely miss out on. Before applying, please read the following factual information about the rbc avion visa infinite benefits carefully.
First, many travelers assume premium cards automatically come with VIP airport perks. However, if you are looking for rbc avion visa infinite lounge access, you will be disappointed. The standard Infinite card does not offer global airport lounge access. For those specific luxury perks, you have to upgrade and apply for the rbc avion visa infinite privilege card instead, which carries a much higher annual fee but includes fast-track security and lounge entry.
Second, the rbc avion visa infinite travel insurance is extensive, but you must read the fine print. While it includes out-of-province/country emergency medical, trip cancellation, and mobile device insurance, coverage amounts and durations are strictly capped based on your age and trip length.
Card Issuer: Royal Bank of Canada (RBC)
Fees and Rates
| Fee Type | Amount/Rate | Details |
| Annual Fee | $120 | Billed annually |
| Additional Card Fee | $50 | Per authorized user |
| Regular APR | 20.99% | On purchases |
| Cash Advance Rate | 22.99% | Applies from the date of the transaction |
| Foreign Transaction Fee | Standard 2.5% | Applied on non-CAD purchases |
Rewards and Benefits
| Reward Feature | Description | Terms |
| Rewards Type | Avion Points | Primary reward currency |
| Base Earning | 1X on regular, 1.25X on travel | Credited directly to the account |
| Sign-up Bonus | Up to 55,000 Points | Apply by June 15, 2026. $5,000 spend requirement for the last 20k points. |
| Rewards Expiration | No expiration | As long as the account remains open |
| Transfer Partners | WestJet, American Airlines, British Airways, Cathay Pacific | 1:1 or specific conversion rates apply |
Requirements
| Requirement | Specification | Additional Notes |
| Credit Score | Good to Excellent | Typically 700+ |
| Minimum Income | $60,000 Personal / $100,000 Household | Strict requirement for Visa Infinite |
| Grace Period | 21 days | Interest-free period on purchases if previous balance paid in full |
Credit Card Features
| Feature | Availability | Description |
| Mobile App | Available | Award-winning app with NOMI insights |
| Digital Wallet | Supported | Apple Pay, Google Pay, Samsung Pay |
| Contactless Payment | Yes | Tap to pay functionality |
| Fraud Protection | Standard | Zero Liability for unauthorized use |
| Partner Offers | Available | Hertz, DoorDash (12-month free DashPass), Petro-Canada |
Customer Service and Support
| Service Type | Details | Availability |
| Customer Service Hours | 24/7 | Phone support |
| Concierge Service | Visa Infinite Concierge | 24/7 availability for dining and travel |
| Application Time | 5-10 Minutes Online | Online application |
User and Expert Ratings
| Rating Category | Star Rating | Score | Description |
| Overall Rating | ★★★★★ | 4.8/5 | Best Overall Credit Card 2026 (creditcardGenius) |
| Rewards Program | ★★★★★ | 4.9/5 | Best Flexible Travel Rewards 2025 (Milesopedia) |
| Fees & Costs | ★★★☆☆ | 3.5/5 | Annual fee is standard but not waived |
| Travel Value | ★★★★★ | 4.7/5 | Best Travel Card 2025 (Rates.ca) |
| Digital Experience | ★★★★★ | 4.5/5 | Award-winning mobile app functionality |