Best QuickBooks Alternatives 2026 Top 10 Accounting Software Compared

Best Free, Open Source, and Paid QuickBooks Alternatives In 2026

Last Updated: January 17, 2026 | 10 min read

Are you looking for a QuickBooks alternative in 2026? If yes, then this article is just right for finding the best bookkeeping alternative to QuickBooks. I have researched lots of free as well as paid bookkeeping software with the same features as the Quickbooks. I hope that you will find this article helpful

While selecting the best QuickBooks alternatives of 2026, I have looked into the pricing, ease of use, features, customer support, accuracy, business, and scaling requirements, and many other parameters. While there are many other articles about the QuickBooks alternative online, this one gives you the best insight into each platform, its features, and how they compare with QuickBooks in 2026.

Table of Contents

Why Consider QuickBooks Alternatives in 2026?

Don’t get me wrong, QuickBooks is still the industry leader in bookkeeping and accounting as far as features and ease of use is concerned. But it is not everyone’s cup of tea. There are a few reasons why you might wanna switch to some other bookkeeping software then Quickbooks like.

💰 Rising Costs

The price of QuickBooks is higher compared to many other bookkeeping software out there. It might be overkill if you are a small business or freelancer with minimal functional requirements.

👥 User Limitations

There is a limit on how many members or accountants you can add to your QuickBooks account. Even the advanced plan has a limit of 25 members. Large scale businesss might find it limited.

🎯 Complexity

Individuals and sole proprietors need simple solutions that are easy to learn. QuickBooks has a rather complex learning curve and might need some time to adapt.

🔧 Better Specialization

We now have specific bookkeeping software built for specific purposes, like for freelancers, small businesses, course sellers etc. If your needs are limited or you need specific features, you can go for other special bookkeeping software.

In 2026 we have a lot of good QuickBooks alternatives, some of them are really top-notch. Let us look at some of the best alternatives.

Quick Comparison Table: Top QuickBooks Alternatives 2026

SoftwareStarting PriceBest ForKey Feature
Xero$13/monthGrowing businessesUnlimited users
FreshBooks$19/monthFreelancers & service businessesTime tracking & invoicing
WaveFreeVery small businessesFree core accounting
Zoho BooksFree (up to $50K revenue)Zoho ecosystem usersExtensive integrations
Sage 50Contact for pricingDesktop preferenceAdvanced budgeting
AccountEdge$20/monthData ownership priorityLocal file storage
Gusto$40/month + $6/employeePayroll-focused businessesHR automation

1. Xero – Best Overall QuickBooks Alternative

Overview

Xero is an accounting software just like QuickBooks. The main difference between QuickBooks and Xero is that Xero specifically targets small businesses. It is also considerably cheaper than QuickBooks. For the past few years, it has been the top choice for an alternative to QuickBooks.

💰 Pricing: $29 – $75/month

Pricing Tiers (2026)

  • Starter: $29/month – 20 invoices, 5 bills, bank reconciliation
  • Standard: $50/month – Unlimited invoices and bills, expense claims
  • Premium: $75/month – Multi-currency, projects, analytics

Special OFFER

Get 80% off your plan for your first 3 months when you buy by 30 January 2026

✅ Pros

  • Unlimited users on all plans (cost savings)
  • Over 1,000 third-party app integrations
  • Excellent mobile app
  • User-friendly UI with easy to understand functions
  • Automated bill & receipt capture using Hubdoc
  • Strong collab features for teams
  • 30-day free trial available
  • Dedicated US-based onboarding team

❌ Cons

  • No inbound phone support (callbacks available)
  • Limit on starter plan
  • Needs an established plan for expense claims
  • There are alternatives with a simpler learning curve
  • Payroll requires third-party integration

Why Choose Xero?

Xero is the best choice for small businesses and businesses that need multiple team members. The unlimited user feature alone can save businesses thousands of dollars, becase QuickBooks charges per user. With robust features, excellent integrations, and a growing network of certified advisors, Xero provides enterprise-level functionality at small business prices.

Key Features

  • Accept Payments
  • Online Invoicing
  • Bank Connections
  • Expense Claims
  • App Integrations
  • Bank Reconciliation
  • Bill Payments
  • Project Tracking
  • Payroll Management
  • Purchase Orders
  • Financial Reporting
  • Quotes & Estimates
  • Inventory Management
  • Multi-Currency Accounting
  • Contact Management
  • Sales Tax Management
  • Data Capture (Hubdoc)
  • Online File Storage
  • Analytics & Insights
  • Accounting Dashboard
  • Fixed Asset Management
  • Xero Accounting Mobile App

Who Should Choose Xero?

  • Growing businesses with multiple team members
  • Small business owners
  • Companies requiring strong collaboration features
  • Businesses with international operations
  • Organizations seeking extensive third-party integrations
  • Teams migrating from QuickBooks to save on user costs

2. FreshBooks – Best QuickBooks Alternative for Client and Service-Based Business

Overview

FreshBooks is a purpose-built QuickBooks alternative for freelancers, consultants, and service-based businesses. This accounting software has all the features you need for your service-based business. The pricing plans of FreshBooks are also suitable for businesses that are based on clients instead of products. This accounting software is also scalable with an additional team member cost of $11/Month per user. The payroll feature costs an additional $40/Month.

💰 Pricing: $19 – $60/month

Pricing Tiers (2026)

  • Lite: $21/month – Up to 5 clients, unlimited invoices
  • Plus: $38/month – Up to 50 clients, proposals, automated receipts
  • Premium: $65/month – Unlimited clients, advanced reports, subcontractors
  • Select: Custom pricing – Enterprise features, dedicated support

✅ Pros

  • Good invoice feature with fully customizable templates
  • built-in time tracking for freelancers
  • Automatic payment reminder
  • Project management tools
  • Mobile app for iOS and Android
  • Responsive customer support (phone & email)
  • Automatic expense receipt capture
  • Client side portal for collaboration

❌ Cons

  • Limited reporting
  • Not ideal for inventory management or physical products
  • Additional user fees ($11/month per user)
  • Lite plan has single-entry accounting only
  • Fewer third-party integrations than Xero/QuickBooks
  • No free accountant access on the Lite plan

Why Choose FreshBooks?

FreshBooks is a great QuickBooks alternative for freelancers, for service professionals, and businessess who bill hourly or by project. This platform is most suitable and adopted for hourly bills. With client portals, automated payment reminders, and beautiful invoice templates, FreshBooks can help you get paid faster. They also have pricing tiers for all professionals and industries.

Who Should Choose FreshBooks?

  • Freelancers and independent consultants
  • Marketing and creative agencies
  • Law firms and legal professionals
  • IT consultants and developers
  • Any service business billing by time or project

3. Wave – Best Free QuickBooks Alternative

Overview

If you are someone who is just starting their business and can not afford expensive accounting and bookkeping softwares, Wave is the best choice for you. Wave accounting software is one of the very few free Quickbooks alternative. Although they have a premium plan as well, the free plan is more than enough for your business operations in start up phase. When you start making profits, you can go to higher-tier plans.

Wave’s free plan offers unlimited invoices, bills, and estimates. Furthermore, you can create unlimited bookkeeping records. Even many premium software out there do not offer such features.

💰 Pricing: Free (Starter) / $16/month (Pro)

Pricing Tiers (2026)

  • Starter (Free): Invoicing, expense tracking, basic reports, receipt scanning
  • Pro: $16/month – Automatic bank imports, transaction categorization, multiple users, discounted payment processing
  • Payroll: $20/month base + per employee fees

✅ Pros

  • Most core features are included in the free plan
  • Generate unlimited invoice
  • Generate unlimited estimates
  • Bank reconciliation is also included in the free plan
  • Multiple invoice templates
  • Receipt scanning with mobile app
  • Free access for accountant
  • Forever free

❌ Cons

  • Limited customer support
  • No built-in time tracking makes it less useful for freelancers or per hour estimates
  • Limited third party integration
  • Not suitable for large business with diverse needs
  • No advanced reporting or analytics
  • Manual bank transaction for free plans
  • Limited inventory management

Why Choose Wave?

Wave is the best Quickbooks alternative for startups, small businessess, and freelancers. The free plan of the Wave is very generous and is more than enough to fulfil your core requirements. If your annual business revenue is less then $50000, then Wave is more than enough for your accounting needs.

Who Should Choose Wave?

  • Startups with limited budgets
  • Very small businesses (1-5 employees)
  • Solopreneurs and side hustlers
  • Businesses under $50K annual revenue
  • Peple looking for risk free accounting

4. Zoho Books – Best for Zoho Ecosystem Integration

Overview

Zoho is one of the best companies who has built their own ecosystem to provide a large number of products and services to business owners. Many small and large busienssess use Zoho products for their business purposes. Their products provide good features at low price.

If you or your company also uses Zoho products or want to integrate into the Zoho ecosystem, then the Zoho Books is the best option for you. While QuickBooks has a mandatory premium plan purchase to use its features, Zoho Books gives you free access to its accounting software until you make a revenue of $50,000. This approach to pricing plan makes Zoho books one of the best QuickBooks alternatives for startups and freelancers who are just starting.

💰 Pricing: Free (up to $50K revenue) – $20+/month

Pricing PLANS

  • Free: For micro businesses and individuals with less than $50,000 annual revenue – 1 user, up to 1,000 invoices/year
  • Standard: $20/month; $15/Year – 3 users, advanced reports, workflow automation
  • Professional: $50/month or $40/Year – 5 users, custom fields, budgeting
  • Premium: $70/month or $60/Year – 10 users, vendor portal, custom modules

✅ Pros

  • Free plan available with generous functions
  • Seamless integration with the Zoho ecosystem
  • Low cost for additional users
  • Client and vendor portal
  • supports multiple currencies and locations
  • Inventory management is good for physical products
  • Advanced analytics
  • Workflow automation

❌ Cons

  • Not ideal for non zoho users or integrations
  • You need to spend some time getting accustomed to the Zoho ecosystem.
  • Limited features on the free plan
  • UI is not as good as other modern comeptitors.

Who Should Choose Zoho Books?

  • Existing Zoho ecosystem users
  • Business looking for affordable accounting software
  • A business that needs inventory management with accounting
  • Small business and individuals
  • Sellers who need vendor and client portals

5. Sage 50 Accounting – Best Desktop Alternative

Since QuickBooks has discontinued its desktop software for accounting, many people are searching for a good alternative as well. Sage 50 is a good candidate for the replacement of QuickBooks desktop. However, the desktop software has clear disadvantage over cloud-based accounting as you can access it from anywhere.

With that said, Sage 50 does provide a really good desktop alternative to QuickBooks. It is good for people with privacy concerns and data security. Some of the top features of Sage 50 Desktop include –

  • Full control over data
  • Advanced budget and forecast features
  • Job cost
  • Multi-entity consolidated reporting
  • Best for construction, manufacturing, and distribution businesses

6. AccountEdge – Balanced Solution

Most people out there often debate between QuickBooks and Xero, but there is a very good platform in the middle of these two cloud software programs: the AccountEdge. The features of this platform include:

  • General Ledger
  • Sales & Invoices
  • Expense Management
  • Bank Reconciliation
  • Financial Reporting
  • Budgeting
  • Inventory Management
  • Payroll Processing
  • Time Billing
  • Contact Management
  • Password Protection
  • Data Backup
  • Free Accountant Copy

💰 Pricing: Starting at $20/month

  • AccountEdge Pro – ($20/month)
  • AccountEdge Network Edition – $30/Month(2 Users)
  • AccountEdge Hosted – $50/Month

This platform is great for people who need a solution like QuickBooks at relativeliy low price. It also has unlimited employees for payroll at just $20/Month. It also has both desktop and cloud-hosted platforms

However, the cons of this platform include charging extra $10 for phone support, 10 company file limit, and you must access their server at least once per month.

7. Gusto – QuickBooks alternative for payroll

Gusto is a payroll-first accounting software platform. Nothing comes close to Gusto when it comes to payroll-related features. And that is why I have put it into the best alternative of QuickBooks in the payroll category.

Gusto Pricing Plans – Key Comparison

PlanBest ForBase PricePer PersonDirect DepositPayroll TypeKey Extras
SimpleSmall, single-state businesses$49 / month$62–4 DaysSingle-StateBasic HR, Benefits, Invoicing, Payroll Bridge
PlusGrowing businesses$80 / month$12Next-DayMulti-StateTime Tracking, Hiring Suite, Advanced HR
PremiumScaling companies$180 / month$22Next-DayMulti-StateDedicated Advisor, HR Experts, Gusto Money+
ContractorContractor-only businesses$0 / month$64 DaysContractors Only1099 Filing, Contractor Payments

💰 Pricing: $40/month + $6/employee

  • Automated payroll + tax filing
  • Benefits administration (health, 401k, etc.)
  • HR compliance & support
  • Employee self-service portal
  • Integration with Xero and other accounting software

8. More Popular QuickBooks Alternatives

While the software mentioned above is the best QuickBooks alternative, there are some other software that are also good QuickBooks alternatives.

  • Ramp – This QuickBooks alternative is best for expense management, automated reporting, and real-time ERP syncing
  • Bench – This one is for hands-off bookkeeping, with professional bookkeepers managing your books
  • OneUp – The top all-in-one with integrated CRM and accounting at an affordable price
  • AkauntingThis one is an open source alternative to QuickBooks.
  • Invoice Ninja – Best QuickBooks alternative for invoice-heavy businesses like the onces who often send quotes and invoices to collect payment.

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